We profile your risk, then recommend an actively managed portfolio of global ETFs tuned to market conditions. Advice only — your money stays in your hands and you confirm every trade.
Our flagship service, bringing every other offering together into one relationship — comprehensive guidance and end-to-end management of your wealth.
Explore wealth management →
02
Investment Advisory
Investment strategy, model portfolios and disciplined risk management, delivered as personal recommendations you approve.
Talk to an advisor →
03
Financial Planning
We set your financial goals and plan cash flow, capital formation, children's education and major purchases such as property.
Plan your finances →
04
Tax Planning
Tax-efficient structuring of your investments, coordinated with your tax advisers to raise the after-tax efficiency of your strategy.
Optimise your tax →
05
Retirement & Estate Planning
Retirement and estate planning brought together into one long-term approach to passing on your capital.
Plan for the long term →
06
Banking Advisory
Selection of banks and brokers, private banking, and support opening accounts and transferring or consolidating your assets.
Get banking support →
/ HOW IT WORKS
Advice in four steps — you stay in control
We profile, recommend and monitor. Every decision to move money stays with you.
01
Risk profiling
We assess your goals, horizon and tolerance for losses.
02
Recommendation
We propose a portfolio of global ETFs matched to your profile.
03
You approve
Each trade is prepared for you and executed only once you confirm it.
04
Ongoing monitoring
We adapt the portfolio to market conditions within your limit.
/ INVEST
Set your limit. We build the portfolio.
Choose how much downside you can tolerate and we assemble a portfolio of low-cost global ETFs to match — monitored and auto-stopped before losses pass your line. Our live track record since 2013 below.
/ ADVICE, NOT CUSTODY
Your money stays in your hands — we only advise
Assets are held in your name at your broker. We recommend; you approve. Every position is sized to respect the downside limit you set.
Held in your name — we never take custody of your funds.
You approve every trade before anything is executed.
A drawdown limit you set — advice stays within your line.
Past performance is not a reliable indicator of future results. The chart shows the actual daily portfolio value of our live EUR strategy, rebased to €10,000 at the start of the selected period; figures are before advisory fees and taxes. Tighter downside limits are the same strategy held at a reduced exposure, with the remainder assumed to earn nothing in cash. The benchmark is the S&P 500 (SXR8.DE, EUR-quoted, dividends reinvested). The value of investments can go down as well as up; capital at risk.
/ AI COPILOT
An AI that works in a loop around your money
It never stops: analysing your spending, reviewing your portfolio for insights, answering everyday questions and helping you get things done — then learning and starting over. It only ever advises — your money stays fully in your hands.
AI
IN THE LOOP
01Observe
02Analyse
03Advise
04Act
Spending & budget
Analyses every transaction and optimises your monthly budget automatically.
Portfolio insights
Reads your portfolio and delivers clear statistics on performance and risk.
Everyday answers
Helps you resolve day-to-day money questions in plain language, instantly.
Books & buys for you
Books hotels and buys tickets on your behalf — paid straight from your account.
Get €50 for every friend who opens an account — up to €200. Your friend gets a welcome bonus too.
RESEARCH · JUN 2026
Geopolitical-risk model now reads five languages
Our AI scores market tension from 8.4M news items over 13 years to tilt portfolios early.
INSIGHTS · MAY 2026
Advice, not custody: why it matters
Your assets stay in your own name and you confirm every trade — here's how our advice model works.
/ MOBILE APP
Your portfolio, in your pocket
Track your advised portfolio, read every recommendation and approve trades from one app — with real-time alerts and Face ID security. Your money never leaves your name.
Approve every trade
Face ID & passkeys
Live portfolio insights
Downside-limit alerts
Scan to install on your phone
9:415G ▪ ▪ ▪
New recommendation
Rebalance to your target
Keeps you within your −5% limit
Global Equity ETF+3%
Government Bonds−3%
Advice only — nothing happens until you approve.
Later
Approve
Portfolio value
€18,000.00
▲ +6.5% p.a. · Balanced
Global Equity ETF60%
Government Bonds30%
Cash reserve10%
Your downside limit
−5% floor
Portfolio held above your line
Within limit — no action needed
New advice ready to review
Open your account in minutes
Risk profiling, advice and monitoring — one onboarding.
