These terms govern your use of axplusb.eu and describe the advisory relationship we offer. axplusb gives advice only — we never hold your money and you confirm every trade yourself.
LAST UPDATED: 21 JULY 2026AXPLUSB SASSIREN 104 631 510
1. Who we are
This website and the advisory service described on it are operated by AXPLUSB SAS, a French société par actions simplifiée.
Further corporate information is published on our company page.
2. Scope of these terms
By browsing axplusb.eu you accept these terms of use. They cover the website itself: its pages, illustrations, simulators and forms.
Where you become a client, the advisory relationship is governed by the separate client agreement, risk profile and pre-contractual information you sign before any advice is given. If those documents differ from this page, they prevail.
3. The service — advice only
axplusb profiles your risk and recommends an actively managed portfolio of listed ETFs. The relationship is advisory, and that has concrete consequences:
We never hold your money or your securities. Your assets stay in an account opened in your own name.
We do not trade on your behalf. Every recommendation is presented to you and executed only after you confirm it.
We have no withdrawal or transfer rights over your account.
Advice is personal to you and based on the information you give us during risk profiling. If your circumstances change, tell us — the recommendation may change with them.
AXPLUSB SAS is a company incorporated in France and identified by SIREN 104 631 510.
The regulatory registrations under which the advisory service is provided, together with the competent supervisory authority and any registration numbers, are to be confirmed and will be published here in full. We do not make claims about our regulatory status that we cannot evidence. If you need this information before contracting, ask us in writing at e.grigorian@axplusb.eu and we will provide the current position.
5. Eligibility and onboarding
You must be at least 18 years old and have the legal capacity to contract.
We are required to verify your identity and the origin of your funds before providing advice, and to keep that information up to date.
We assess whether a recommendation is suitable for you based on your knowledge and experience, financial situation, objectives and tolerance for loss.
We may decline or end a relationship where we cannot complete these checks, or where our service is not suitable for you.
The service is not offered to residents of countries where it may not lawfully be provided; the current list of excluded jurisdictions is to be confirmed.
6. Fees
The fees that apply to your account, how they are calculated and how they are collected are set out in writing in your client agreement before you commit to anything. Illustrative figures shown on this website are quoted net of a 0.5% annual management fee, purely for the purpose of the illustration.
Costs charged by your own broker or custodian — commissions, spreads, custody and currency conversion — are separate from our fee and are set by that provider. The definitive published fee schedule is to be confirmed.
7. Risk warning
Investing involves risk. The value of investments can go down as well as up and you may get back less than you invested.
Past performance and backtested results are not a reliable indicator of future results.
A downside limit expresses the risk level we target for your portfolio. It is a management objective, not a guarantee, and it does not protect against every market event.
Currency movements, market gaps and liquidity conditions can affect results independently of the strategy.
Tax treatment depends on your personal situation and may change. We do not provide tax or legal advice.
8. Website content and figures
The calculators, charts, sample portfolios and track-record illustrations on this website are provided for information. They are generic, they are not a personal recommendation, and they must not be read as an offer or a solicitation to buy or sell any financial instrument.
A personal recommendation is given only after risk profiling, in writing, in the context of a client relationship.
9. Intellectual property
The content of this website — text, design, charts, code, models and the axplusb name and logo — belongs to AXPLUSB SAS or its licensors. You may read and print pages for your own use. Any reproduction, republication or commercial reuse requires our prior written consent.
10. Liability
We take care that the information published here is accurate and up to date, but we do not warrant that the website is error-free or continuously available, and we may change or withdraw content at any time.
To the extent permitted by law, we are not liable for decisions taken solely on the basis of website content, without a personal recommendation. Nothing in these terms limits liability that cannot be limited under French law, including liability for fraud or for gross negligence.
11. Third-party sites and providers
This website links to sites we do not control, including our publication media.axplusb.eu. We are not responsible for their content or their privacy practices.
Execution and custody are provided by the broker or custodian you contract with directly. Their terms, protections and costs are theirs, not ours.
12. Changes to these terms
We may update these terms to reflect changes in our service, our organisation or the law. The version published here, with its update date, is the one that applies. Material changes affecting existing clients are notified to them directly.
13. Governing law
These terms are governed by French law. Before going to court, we ask you to use our complaints procedure, which is free of charge. The competent court and the applicable consumer mediation route are set out there; the definitive references are to be confirmed.