AI in the Loop

An AI that works in a loop around your money

It never stops — analysing your spending, reviewing your portfolio, answering everyday questions and helping you get things done. It only ever advises; your money stays fully in your hands.

See what it does →
24/7
always on
Advice
never autopilot
You
stay in control
AI
IN THE LOOP
01Observe
02Analyse
03Advise
04You act
/ WHAT IT DOES

Four ways it helps manage and optimise your money

Spending & budget

Analyses every transaction and suggests how to optimise your monthly budget.

Portfolio insights

Reads your portfolio and gives clear statistics on performance and risk.

Everyday answers

Resolves day-to-day money questions in plain language, instantly.

Books & buys for you

Books hotels and buys tickets on your behalf — once you approve.

/ IN CONVERSATION

Just ask, in plain words

No dashboards to learn. Ask a question about your money and get a clear, useful answer — with a suggested action you can approve in a tap.

Understands your accounts & portfolio in context
Suggests actions — you approve before anything happens
Private by design — your data never trains public models
AI
axplusb Copilot
● online
Can I afford to invest €500 more this month?
Yes — you're €260 under budget and have €6,860 in everyday cash. Investing €500 into your Cautious portfolio keeps you within your −5% limit. Want me to prepare it?
Yes, prepare it.
Ready to approve → Invest €500 · Cautious
/ ALWAYS IN YOUR CONTROL

It advises. You decide.

The AI analyses and recommends — it never moves your money on its own. Every suggested action waits for your approval, and nothing is a black box.

You approve everything
No trade or payment happens without your confirmation.
Private by design
Your data stays yours and never trains public models.
Transparent reasoning
Every recommendation comes with the why behind it.

Meet your money copilot

Included with every axplusb account — always advising, never in control of your money.